Frequently Asked Questions
Why choose AnyLoansUK?
What can I get a loan for?
What is Debt Consolidation?
How quickly can I get my money?
How much can I borrow?
How competitive are your rates?
Do you offer fixed and
variable rates?
How long do I have to repay
the loan?
What
happens if I become ill or unemployed and cannot meet the repayments?
What if I have a
poor credit history or CCJ's?
What if I
am self employed or have no proof of income?
What information
do you need from me to proceed?
At Loans Café we want you to know and understand all
your options when choosing your financial solution. We’re
not about simply selecting a loan for you, we’re here
to help you make sense of your finances. Simply, quickly and
comfortably. Not just in the short term but for life.
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Q. What can I get a loan
for?
A. You can use your loan for anything – from modernising
your home, to buying your dream car or taking that much needed
holiday. You can also use a loan to consolidate all your existing
outgoings into one regular payment.
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Q. What is Debt Consolidation?
A. Debt consolidation is about managing your money better
and more effectively. It’s not about getting deeper
into debt but taking control of your income and your outgoings.
Usually you will end up with one regular, manageable repayment
a month instead of several repayments all with different rates
and terms.
You can even save money this way because your one monthly
repayment often works out less than your combined monthly
outgoings. For example, reducing the individual APR’s
on your credit cards by keeping one with the most favourable
interest rates.
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Q. How quickly can I get my money?
A. An agreement can be made in principle in 48 hours with
a secured loan. It may be possible to receive your money in
14 days as long as you have provided us with all the necessary
information to process your application (link to Application
form) and have completed and signed your forms. We aim to
deal with all applications within 24 hours.
Please do not hesitate to contact us (link to contact us
page) if you need help completing the required information
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Q. How much can I borrow?
A. You can borrow any sum between £10,000 and £500,000
(click on to calculator)
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Q. How competitive are your rates?
A. With access to a wide variety lenders across the UK, we
can offer very competitive rates. We also specialise in further
discounted rates to professionals across all industry sectors
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Q. Do you offer fixed and variable rates?
A. We offer a broad range of options and solutions that include
both fixed and variable rates
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Q. How long do I have to repay the loan?
A. Our repayments terms range from 3 to 25 years. We will
help to work out with you what is best for you given your
current and future circumstances.(click onto calculator)
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Q. What happens if I become ill or unemployed and cannot meet
the repayments?
A. You can take out voluntary protection to cover you in the
event of these circumstances. This is a small additional repayment
on top of your regular loan repayments
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Q. What happens if I change my mind after completing the application?
A.You are under no obligation to take up any product or service
with us. We will provide you with the necessary information
and you decide whether or not you wish to proceed. However
it’s best to make sure that your loan request is right
for your needs and you can meet the monthly repayments as
if you do need to change the terms it could hold up your application.
(click on enquiry form)
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Q. What if I have a poor credit history or CCJ's?
A. We have vast experience in helping people with a poor
credit history to secure loans in the past so we know the
best way to deal with your particular circumstance
With access to a wide range of lenders we are sure to find
a loan that suits your needs. We deal with all applications
swiftly and sympathetically
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Q. What if I am self employed or have no proof of income?
A. There are special products and services for people who
are self-employed (e.g. self certification) or for those who
have no proof of income, so it may not be a problem. We will
deal with each case independently.
Because we have access to a large number of major UK lenders
we are sure to find a loan that is right for you
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Q. What information do you need from me to proceed?
A. We will need the completed application form from you before
we can proceed. To enable us to accurately assess your circumstances
and specific requirements, the information you provide must
be accurate. Discrepancies in information may hold up your
application (click on form)
We have tried to make the application form as simple and straightforward
as possible, but please do not hesitate to contact us if you
need help with completing the form (click on contact us)
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